ID Theft Insurance*: Coverage against identity fraud

Worried about identity theft? If your identity is misused, ID Theft Insurance covers eligible losses and recovery expenses. It’s included with ExpressVPN’s Advanced and Pro plans for U.S. subscribers.

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Coverage provided by American Bankers Insurance Company of Florida, an Assurant company, via a policy issued to Array US Inc.*
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  • What is ID Theft Insurance*?
  • How to get ID Theft Insurance*
  • The threat of identity theft
  • Frequently asked questions
  • What is ID Theft Insurance*?
  • How to get ID Theft Insurance*
  • The threat of identity theft
  • Frequently asked questions
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What is ID Theft Insurance*?

Identity theft can be emotionally and financially damaging. Having insurance against the costs involved in restoring your identity can help in this difficult situation. ID Theft Insurance provides financial coverage of up to $3M (Advanced plan) or $5M (Pro plan) for eligible expenses related to identity theft, including:

  • Fraud or embezzlement
  • Theft of personal information and financial data
  • Forgery of checks or promissory notes
  • Data breaches that result in misuse of personal information
  • Stolen identity events, including those involving the internet

ID Theft Insurance also covers some expenses that may arise when reporting fraud, correcting records, and restoring your identity.

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How to get ID Theft Insurance*

ID Theft Insurance is included with ExpressVPN’s Advanced and Pro plans for U.S. subscribers

  • Step 1

    Step 1

    Subscribe to ExpressVPN

    Sign up for an Advanced or Pro plan and download the Identity Defender mobile app.

  • Step 2

    Step 2

    Activate Your Insurance

    In the Identity Defender mobile app, set up ID Theft Insurance by filling in some of your information.

  • Step 3

    Step 3

    Coverage up to $5 million

    If you become a victim of identity theft, you may make claims for expenses and losses.

You can also sign up for ID Theft Insurance via your ExpressVPN Account page.

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The threat of identity theft

Mitigate the potentially devastating outcomes of stolen information

Data theft has become an everyday threat, with corporations routinely reporting breaches and individuals frequently receiving phishing emails. If your personal details are stolen, they can be offered to the highest bidder on illegal dark web marketplaces. This information can then be used by others to make purchases, take out a loan, get a job, and more—all while purporting to be you.

Identity theft is a stressful situation in which you could find yourself owing money you didn’t spend and facing damaged credit or legal issues. ID Theft Insurance helps cover the costs of resolving these issues and restoring your identity.

*The Identity Fraud Expense Reimbursement benefit is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company, under group or blanket policies issued to Policyholder or its respective affiliates for the benefit of its Members. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Advanced Tier Summary of Benefits and the Pro Tier Summary of Benefits.

Frequently asked questions

Who can sign up for ID Theft Insurance*?

ID Theft Insurance is available to ExpressVPN Advanced and Pro subscribers in the U.S.

How can I access ID Theft Insurance?

After subscribing, download the Identity Defender mobile app for iOS or Android and follow the prompts to activate ID Theft Insurance. You can also access the setup from your ExpressVPN Account page.

How much does a subscription to ID Theft Insurance* cost?

ID Theft Insurance is included when you sign up for the Advanced or Pro subscriptions with ExpressVPN. View the latest plans and pricing on ExpressVPN’s order page.

Who is the insurer of the policy?

ID Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company.

Where can I find out more information about the benefits?

Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. You can review the Advanced Tier Summary of Benefits and the Pro Tier Summary of Benefits for detailed information about the coverage included in each plan.

Is ID Theft Insurance* part of Identity Defender?

Yes, ID Theft Insurance is part of ExpressVPN’s Identity Defender app, a suite of tools designed to offer multi-layered identity protection. Aside from ID Theft Insurance, Identity Defender monitors broader identity risks through the following features:

 

  • Credit Scanner: Monitors your credit activity and notifies you of suspicious activity.
  • ID Alerts: Scours the dark web for your data and checks for SSN and address changes.
  • Data Removal: Sends data removal requests on your behalf to data brokers and people search sites.

 

Each tool focuses on a different aspect of identity protection, and together they help you take greater control over your personal data.

*The insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company, under group or blanket policies issued to Array US Inc, or its respective affiliates, for the benefit of its Members. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Advanced Tier Summary of Benefits and the Pro Tier Summary of Benefits.

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